M&S

Marks & Spencer is known for quality products, and the pet insurance policies are no different.  An exclusive online discount provides great value for money, and new policies for pets are not subject to any upper age limit.  Both levels of insurance include a large sum to cover any incurred vet fees.

Great Reasons To Join M&S:

  • Save Up To 15% When You Buy Online
  • Choose From Premier Or Standard Level Cover
  • M&S Cardholders Will Receive 250 M&S Points For A New Policy

Packages | Our Review | User Reviews | Click here to visit the M&S

Provider Pet
Type
Vet
Fees
Theft/
Straying
Lost
Reward
Online
Discount
Price More Info
M&S - Dog Insurance Dog £7,000 £1,500 £750

15% Online Discount

Get quote More Info
M&S - Cat Insurance Cat £7,000 £1,500 £750

15% Online Discount

Get quote More Info
Provider Pet
Type
Vet
Fees
Theft/
Straying
Lost
Reward
Online
Discount
Price More Info
MORE TH>N - Dog Insurance Dog £12,000 £1,000 £1,000

10% Online Discount

Get quote More Info
MORE TH>N - Cat Insurance Cat £12,000 £1,000 £1,000

10% Online Discount

Get quote More Info
Direct Line - Dog Insurance Dog £6,000 £1,500 £200

10% Online Discount

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Direct Line - Cat Insurance Cat £6,000 £1,500 £200

10% Online Discount

Get quote More Info
M&S - Dog Insurance Dog £7,000 £1,500 £750

15% Online Discount

Get quote More Info
M&S - Cat Insurance Cat £7,000 £1,500 £750

15% Online Discount

Get quote More Info
The Co-operative Insurance - Dog Insurance Dog £5,000 £1,000 £1,000

25% online discount

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The Co-operative Insurance - Cat Insurance Cat £5,000 £1,000 £1,000

25% online discount

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Churchill - Dog Insurance Dog £3,000 £500 £1,000

20% Online Discount

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Churchill - Cat Insurance Cat £3,000 £500 £1,000

20% Online Discount

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Petplan - Dog Insurance Dog £12,000 £2,000 £2,000

10% Online Discount

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Petplan - Cat Insurance Cat £12,000 £2,000 £2,000

10% Online Discount

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Petplan - Horse Insurance Horse £5,000 £0 £300

Exclusive 10% online discount

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Petplan - Rabbit Insurance Rabbit £2,000 £0 £250

10% Online Discount

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Debenhams - Dog Insurance Dog £7,000 £750 £750

Up To 10% Online Discount

£5.60 More Info
Debenhams - Cat Insurance Cat £7,000 £750 £750

Up To 10% Online Discount

£4.50 More Info

M&S Review

Marks & Spencer is a reliable retailer with a reputation for quality products and services.  With Marks & Spencer Pet Insurance you are looking at a choice between two very appealing and affordable levels of cover.  Standard, the lower cost level, includes no upper age limit, which is not offered by many other insurers, and unlimited 24/7 access to a Vet Nurse.

In terms of vet fees, this level will cover up to £4,000, with a £1,000 limit for each separate illness or injury.  There is a also cover for emergency boarding and minding, along with £1million for third party liability (dogs only).  Amounts of up to £600 are included for theft or straying, death from injury and death from illness.  The highest level of cover, Premier, increases these amounts to £1,500, whilst third party liability cover is doubled.

There are multiple extra benefits for Premier cover, such as coverage for holiday cancellation, repeat tick and worm treatment, kennel damage, complementary treatments and prescription food.  The vet fees cover is increased to £7,000, without a limit for each separate illness or injury, although it should be noted that some additional benefits, such as complimentary treatments, are actually included in the £7,000 figure.  Both policies also cover up to a fixed amount for advertising and reward.

Whilst Marks & Spencer do not cover animals other than dogs and cats, the policies are sound, with the Premier cover proving to be one of the most comprehensive on the market.

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Reviews

In my opinion M&S pet insurance is the best value provider of those that offer lifetime cover. Although they are not as cheap as other companies that offer more basic cover, I'll happily pay a bit extra to know that the vet fees will be reset every year. Thankfully I haven't had to claim on the insurance for my dogs but when it came to renewing the policy and the premiums increased, I experienced excellent customer service. They even called me back as promised to tell me they had found a way to reduce my premiums for the coming year!

Maggie West - 11/01/2012

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